The Health Insurance Game: Why the health system is broken
Help us in our efforts to improve health care
What would single payer cost you each year?
What Single-Payer Advocates Stand For
The U.S. spends about twice as much on health care per person compared to all other developed countries. Yet our life expectancy is lower, our infant mortality higher, and our overall health poorer. More than 45,000 Americans die each year because they lack health insurance. Currently, 31% of every healthcare dollar is spent on costs that have nothing to do with health care. We strongly believe that it is morally wrong to allow other Americans to suffer or die because they cannot afford to pay for health care.
Single payer, an improved "Medicare for All", is publicly funded and privately delivered health care. It is a system in which a single public or quasi-public agency organizes health financing, but delivery of care remains largely private. This is similar to how Medicare works in this country. Doctors are in private practice and are paid from government funds. Patients are free to choose their health care practitioner, hospital or clinic.
Everything can be done more efficiently and at less cost without for-profit health insurance companies. Over 90% of Americans would pay far less with a single payer system. Estimates are that we could save $592 billion per year just on the reduction in administrative costs that come with single-payer systems. That's more than enough to provide comprehensive health care to everyone without paying any more into health care than we already do. Think these savings are unrealistic? Germany had a surplus of $4 billion euros ($5.4 billion dollars) in 2011 with their national health program. These are hard facts. Learn more about the Single Payer Movement!
Medicare Pays for More than Health Care for the Elderly. It pays for
1. The sickest Americans: the elderly and the disabled
2. Most medical residencies
3. Most durable equipment for many hospitals
For-profit health insurance companies do NOT pay for any of this.
Read summaries and articles about current health care
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Health Care For All - Texas
Texans for a National Health Program
Watch the latest HCFAT video:
Healthcare Reform Updates
Republican cardiologist, Dr. David May calls for single payer national health insurance. Oncologists advocate for a single-payer universal health insurance program. Germany reports a 400 billion euro ($5.28 billion dollars) SURPLUS with their national health insurance program.
Follow the Speaker
HCFAT members will present on single-payer to your organization.
On May 14, 2010, Health Care for All Texas participated in a debate, "Is Health Care a Right?", sponsored by the Benjamin Rush Society, a conservative medical student organization promoting free market solutions to our health care crisis. Read the opening and closing remarks made by our two single payer panelists, Leonard Zwelling, MD, MBA and Christine Adams, PhD. In Texas, 1 in 4 people are uninsured and almost 1 in 3 adults between the ages of 19 and 64 are uninsured. Less than 33% of small businesses offer health insurance. Fewer than half of all Texans get their insurance through an employer Health insurance companies operating Texas must justify their premium rates to the Texas Department of Insurance, which also handles complaints from consumers about health insurance plans. If you have questions about the fairness of your health insurance premiums, contact the Texas Deptartment of Insurance. Here are the definitions for "justified complaints."
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The parent company of Blue Cross and Blue Shield of Texas has been hoarding excess profits and using that money in part to enrich its executives instead of
disbursing that money to its health insurance members. Surprised? Really?
The U.S. would save $1.8 trillion dollars over a decade if single-payer was adopted according to a study by Professor Gerald Friedman, Ph.D., Professor of Economics, U. of Mass-Amherst. Yes, we can afford universal, high quality health care. More importantly, we cannot afford to not adopt a single-payer system! Listen to his interview with HCFAT. Think Texans can get healthcare when they need it? Think again because with our employer-based, for-profit health insurance dominated system, most of us are vulnerable to joining the ranks of the uninsured. Read this moving story by a Texas medical student published in the Texas Observer. All other industrialized nations have universal health care. They spend half as much and have as good or better medical outcomes as the U.S. has - sometimes better!
The Healthcare Movie
Narrated by Kiefer Sutherland, Canadians say what they really think about their single payer universal healthcare system!
Rent the movie for $4.99!