The Health Insurance Game: Why the health system is broken
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What Single-Payer Advocates Stand For
The U.S. spends about twice as much on health care per person compared to all other developed countries. Yet our life expectancy is lower, our infant mortality higher, and our overall health poorer. More than 45,000 Americans die each year because they lack health insurance. Currently, 31% of every healthcare dollar is spent on costs that have nothing to do with health care. We strongly believe that it is morally wrong to allow other Americans to suffer or die because they cannot afford to pay for health care.
Single payer, an improved "Medicare for All", is publicly funded and privately delivered health care. It is a system in which a single public or quasi-public agency organizes health financing, but delivery of care remains largely private. This is similar to how Medicare works in this country. Doctors are in private practice and are paid from government funds. Patients are free to choose their health care practitioner, hospital or clinic.
Everything can be done more efficiently and at less cost without for-profit health insurance companies. Over 90% of Americans would pay far less with a single payer system. Estimates are that we could save $592 billion per year just on the reduction in administrative costs that come with single-payer systems. That's more than enough to provide comprehensive health care to everyone without paying any more into health care than we already do. Think these savings are unrealistic? Germany had a surplus of $4 billion euros ($5.4 billion dollars) in 2011 with their national health program. These are hard facts. Learn more about the Single Payer Movement!
Medicare Pays for More than Health Care for the Elderly. It pays for
The sickest Americans: the elderly and the disabled
Most medical residencies - thus educating our future physicians!
For-profit health insurance companies do NOT pay for any of this.
Read summaries and articles about current health care
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Health Care For All - Texas
Texans for a National Health Program
Watch the latest HCFAT video:
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HCFAT members will present on single-payer to your organization.
On May 14, 2010, Health Care for All Texas participated in a debate, "Is Health Care a Right?", sponsored by the Benjamin Rush Society, a conservative medical student organization promoting free market solutions to our health care crisis. Read the opening and closing remarks made by our two single payer panelists, Leonard Zwelling, MD, MBA and Christine Adams, PhD. In Texas, 1 in 4 people are uninsured and almost 1 in 3 adults between the ages of 19 and 64 are uninsured. Less than 33% of small businesses offer health insurance. Fewer than half of all Texans get their insurance through an employer Health insurance companies operating Texas must justify their premium rates to the Texas Department of Insurance, which also handles complaints from consumers about health insurance plans. If you have questions about the fairness of your health insurance premiums, contact the Texas Deptartment of Insurance. Here are the definitions for "justified complaints."
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Healthcare Reform Updates
Announcing HR 1976: the Medicare for All Act of 2021!
The Medicare for All Act of 2021, was introduced by U.S. Representatives Pramila Jayapal (WA-07) and Debbie Dingell (MI-12). This bill replaces HR 676 and HR 1384, the previous single-payer proposals.
They summarized it as building upon and expanding "Medicare to provide comprehensive benefits to every person in the United States. This includes primary care, vision, dental, prescription drugs, mental health, substance abuse, long-term services and supports, reproductive health care, and more. The Medicare for All Act of 2021 also includes universal coverage of long-term care with no cost-sharing for older Americans and individuals with disabilities, and prioritizes home and community-based care over institutional care. Additionally, patients have the freedom to choose the doctors, hospitals, and other providers they wish to see without worrying about whether a provider is in-network. Importantly, the legislation streamlines the health care system to negotiate drug prices and reduce exorbitant administrative waste."
And because the delivery of healthcare remains largely in the hands of private providers, patients will not notice much of a difference in their care when they go to their doctor or hospital. The two major differences patients will notice is that they can see any doctor they want or go to any hospital they want. They will not have co-pays or deductibles to pay at the time they need healthcare. No more in-network or out of network providers or surprise medical bills.
Now the US ranks last behind every other industrialized democratic republic in quality on population measures of health care but spends twice the money per person. We are breaking the bank while people are dying of preventable causes. We must join the modern world and offer universal national healthcare to our people. We would pay less but get more!
The Healthcare Movie
Narrated by Kiefer Sutherland, Canadians say what they really think about their single payer universal healthcare system!
Rent the movie for $4.99!
More Healthcare Reform Updates!
We can afford universal, high quality health care. We would save $1.8 trillion dollars over a decade if single-payer was adopted according to a study by Professor Gerald Friedman, Ph.D., Professor of Economics, U. of Mass-Amherst. Learn more about how single-payer, improved, expanded "Medicare-for-All" would solve our health care crisis! Listen to broadcasts of our radio show, "Healthcare Rights" on our multimedia page.